Personal Savings Services

Personal Savings ServicesOnline Banking. It's safe, secure and available 24/7.

Statement savings3

Interest bearing account.

  • Minimum opening deposit of $50
  • $50 minimum daily balance to avoid $3 monthly service charge
  • ATM1 accessible
  • Interest credited quarterly
  • Activity fee of $4 per transaction for excessive transactions3
  • Fees may reduce earnings

junior Statement savings3

For individuals under 18 years of age.

  • Interest bearing account
  • Minimum opening deposit of $25
  • Minimum monthly balance of $25 required to avoid $2.50 service charge
  • ATM1 accessible by custodian
  • Interest credited quarterly
  • Fees may reduce earnings

Certificate of Deposit

Interest bearing account, available to individual or business depositors, guaranteeing a fixed interest rate for a specified length of time. Maturities range from 91 days to 5 years.

  • $500 minimum opening deposit
  • Automatically renewable
  • Interest compounded quarterly and credited quarterly on maturities of 1 year or more; simple interest credited at maturity on maturities of less than 1 year. A penalty will be imposed for early withdrawal.

Health Savings Account

Interest bearing account that offers a way for consumers who have a High Deductible Health Plan (HDHP) to pay for healthcare.

  • $50 minimum opening deposit
  • Simple interest credited monthly
  • Minimum daily balance of $50 required to obtain annual percentage yield
  • No monthly service charge
  • VISA Debit Card only

Christmas Club

  • 12 month auto renewing club. Open as early as November
  • Unlimited deposits made in person, transferred from another account either with us or from another Bank
  • Interest credited at maturity
  • Competitive rate
  • No monthly fees
  • $25 minimum opening balance
  • No withdrawals
  1. Transaction fee by ATM owner, other than River Community Bank, N.A. may also apply.
  2. Normal approval required.
  3. Transfer/Withdrawals from your account are limited to four per month or statement cycle.

 

We are confident in our systems ability to protect all transactions; however, this is not an invitation for people to attempt unauthorized access to the system. This is a private computing system that is restricted to authorized individuals. Actual or attempted unauthorized use of this computer system will result in criminal and/or civil prosecution. We reserve the right to view, monitor and record activity on the system without notice or permission. Any information obtained by monitoring, reviewing or recording is subject to review by law enforcement organizations in connection with the investigation or prosecutions of possible criminal activity on the system. If you are not an authorized user of this system, or do not consent to continuous monitoring, exit the system at this time by clicking the close box in upper the upper left. Otherwise, continue to Enroll in Online Banking