Personal Savings Services

Personal Checking Services

Statement savings3

Interest bearing account.

  • Minimum opening deposit of $50
  • $50 minimum daily balance to avoid $3 monthly service charge
  • ATM1 accessible
  • Interest credited quarterly
  • Activity fee of $4 per transaction for excessive transactions3
  • Fees may reduce earnings

junior Statement savings3

For individuals under 18 years of age.

  • Interest bearing account
  • No minimum opening deposit required
  • Minimum monthly balance of $25 required to avoid $2.50 service charge
  • ATM1 accessible by custodian
  • Interest credited quarterly
  • Fees may reduce earnings

Certificate of Deposit

Interest bearing account, available to individual or business depositors, guaranteeing a fixed interest rate for a specified length of time. Maturities range from 91 days to 5 years.

  • $500 minimum opening deposit
  • Automatically renewable
  • Interest compounded quarterly and credited quarterly on maturities of 1 year or more; simple interest credited at maturity on maturities of less than 1 year. A penalty will be imposed for early withdrawal.

Health Savings Account

Interest bearing account that offers a way for consumers who have a High Deductible Health Plan (HDHP) to pay for healthcare.

  • $50 minimum opening deposit
  • Simple interest credited monthly
  • Minimum daily balance of $50 required to obtain annual percentage yield
  • Monthly Service Charge of $3.00
  • VISA Debit Card only

Christmas Club

  • 12 month auto renewing club. Open as early as November
  • Unlimited deposits made in person, transferred from another account either with us or from another Bank
  • Interest credited at maturity
  • Competitive rate
  • No monthly fees
  • No minimum opening balance required
  • No withdrawals
  1. Transaction fee by ATM owner, other than River Community Bank, N.A. may also apply.
  2. Normal approval required.
  3. Transfer/Withdrawals from your account are limited to four per month or statement cycle.

 

 

This is a third party Web site. This link is provided solely as a convenience to you and not as an endorsement of the contents of this website by River Community Bank, N.A. River Community Bank, N.A. is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third-party Web sites, you do so at your own risk. Proceed.

This is a third party Web site. This link is provided solely as a convenience to you and not as an endorsement of the contents of this website by River Community Bank, N.A. River Community Bank, N.A. is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third-party Web sites, you do so at your own risk. Proceed.