Personal Checking Services

Personal Checking Services

CLUB 55

Interest bearing account designed for individuals 55 and older

  • No minimum balance to open or to be maintained.
  • No monthly fee with one direct deposit per month. ($5 monthly fee without direct deposit)
  • One check order per year at no charge (Safety Checks Only)
  • 3x5 Safe Deposit box at no charge and a discount on larger sizes
  • Online banking and bill pay at no charge
  • No monthly fee debit card
  • Mobile banking available
  • River Deposit Anywhere available
  • E-Statements available

 

Smart Choice Checking

Non-interest bearing account for individual or joint depositors

 

Club Green

A totally paperless account with no monthly statements mailed.

  • $100 minimum opening deposit
  • Simple interest credited monthly
  • $.30 per deposit slip, $.10 per item deposited and $.15 per check written if paper items are processed. (mobile banking items excluded)
  • $100 minimum daily balance to avoid a $15 monthly service charge
  • No monthly fee debit card
  • Mobile banking available
  • River Deposit Anywhere available
  • E-Statements

 

Select Money Market

Interest bearing, limited transaction account

  1. Transaction fee by ATM owner, other than River Community Bank, N.A. may also apply.
  2. Normal approval required.
  3. Transfer/Withdrawals from your account are limited to four per month or statement cycle.