Personal Checking Services

CLUB 55

Interest bearing account designed for individuals 55 and older

• No minimum balance to open or to be maintained.
• No monthly fee with one direct deposit per month. ($5 monthly fee without direct deposit)
• One check order per year at no charge
• 3x5 Safe Deposit box at no charge and a discount on larger sizes
• Online banking and bill pay at no charge
• No monthly fee debit card

Smart Choice Checking

Non-interest bearing account for individual or joint depositors

• $50 minimum opening deposit
• No minimum balance requirement
• No monthly service charge
• Unlimited check writing
• Unlimited ATM¹ or VISA Debit² card usage
• No monthly fee debit card

Interest Checking

Interest bearing checking account for individual or joint depositors

• $500 minimum opening deposit
• Variable interest credited monthly
• Unlimited check writing and ATM¹ or VISA Debit² card privileges
• $2,500 minimum daily balance to avoid a $5 monthly service charge
• No monthly fee debit card

Select Money Market

Interest bearing, limited transaction account

• $2,500 minimum opening deposit
• Variable interest credited monthly
• $2,500 minimum daily balance to avoid a $10 monthly service charge
• Activity fee of $5 per transaction for excessive transactions³
• ATM¹ accessible
• No monthly fee debit card

1. Transaction fee by ATM owner, other than River Community Bank, N.A. may also apply.
2. Normal approval required.
3. Transfer/Withdrawals from your account are limited to four per month or statement cycle.