Consumer Loan Services²

Personal Loans

• Simple interest
• Flexible repayment terms
• Life and disability insurance coverage available
• Prompt, local decisions

 

Streamline Account

• Secured or unsecured revolving line of credit from $1,000 to $100,000 with fixed or variable rate option
• $25 annual fee

 

Overdraft Protection

• A credit line established for the sole purpose of providing funds to up to two (2) designated checking accounts to cover check presentment
• Simple interest with low monthly payment terms
• $25 annual fee

 

Equity Line

• A revolving line of credit secured by the equity in a primary or secondary residence
• Easy access by writing checks
• Simple interest loan with low monthly payments
• May have tax benefits (consult your tax advisor)

 

Equity Loan

• A fixed rate loan secured by primary or secondary residence
• Simple interest
• Flexible terms
• Prompt, local decisions
• May have tax benefits (consult your tax advisor)

 

Mortgage Loans

• A fixed rate secured loan for the purchase or refinance of a house or primary and/or secondary residence
• Competitive interest rates

 

Visa

• Credit cards with fixed and variable rate options
• Various cards available
• No annual fee
• Competitive interest rates
• Prompt decisions

 

1. Transaction fee by ATM owner, other than River Community Bank, N.A. may also apply.
2. Normal approval required.
3. Transfer/Withdrawals from your account are limited to four per month or statement cycle.